There isn’t any proof to claim that trying to get less quantity shall allow you to get accepted. You ought to just ever use to borrow precisely what you may need and do not more.
If you’re thinking about this concern, then you definitely try not to really require the amount you might be obtaining. Borrowing bigger quantities means more cash to settle in interest and increases your monthly repayments.
In case a loan provider struggles to provide you with the total amount you asked for they will probably indicate that while they are unable to accept you for that quantity, they might manage to provide you a lesser amount of plus they would frequently inform you this. Nonetheless, usually do not simply take lower than you truly require if this means being forced to apply somewhere else which will make the remainder up since this will damage your credit history.